See it working
A real result, not a mockup.
One deal, computed live in the actual tool — NPV, IRR, and the blended feasibility hurdle, next to the partnership-structure inputs that produced them.
For advisors, lenders & Islamic banks
A structuring and decision-evidence platform for the people who actually price and approve Islamic partnership financing — not a public calculator with a spreadsheet's worth of assumptions hidden inside it.
No account needed to try it. This page is for teams evaluating it as a working tool, not a demo.
Prefer email? hello@musharakahengine.com
See it working
One deal, computed live in the actual tool — NPV, IRR, and the blended feasibility hurdle, next to the partnership-structure inputs that produced them.
Built for
Model a structure, compare alternatives, and hand a client a report that shows your reasoning, not just a verdict.
Run partner allocation, impairment, and True-Up mechanics correctly the first time, on deals too specialized for a generic model.
A second calculation opinion against your own spreadsheets, before a structure goes to committee.
Scenario-test partnership structures and compare allocation outcomes before formal Sharia and accounting review.
What's actually different
Six partnership mechanics modeled as the real thing, not bolted-on percentages:
AAOIFI/GCC-style Sharia boards and Malaysia's SAC/BNM framework read Tanazul and Wa'ad purchase undertakings differently. The engine flags that divergence by name where it applies, instead of quietly picking one reading and calling it universal.
English, Arabic, Malay, and Indonesian, with genuine Arabic right-to-left layout — built into the interface, not a machine-translated overlay stapled on top of an English tool.
Every export carries the engine version and a hash of the exact inputs used, so two reports of "the same" deal can be checked against each other, not just trusted. Unusual inputs are flagged, not silently accepted.
How it fits your process
Enter the deal terms once; compare Musharakah, Mudarabah, and Diminishing Musharakah framings against the same cash flows.
Every unusual input, every partner's capital-proportional exposure, and every reserve or impairment adjustment is surfaced explicitly.
A report that carries its own inputs, engine version, and completeness score — reviewable and reproducible, not a screenshot of a spreadsheet.
Get in touch
Bring an actual structure — yours or a synthetic one — and we'll walk through what the engine does and doesn't cover for it.
Or write to hello@musharakahengine.com directly. For support or product questions, email assistance@musharakahengine.com.